It’s not simple to deal with workers’ compensation claims. Some cases are extremely difficult and expensive to resolve. And the legislation governing the payout of workers’ compensation claims varies by state. To make matters more difficult, each state’s rules varied slightly in terms of how an insurance company might collect part or all of the benefits it has given out. When a work-related injury is caused by an independent responsible third party, it is sometimes feasible to collect money via the procedure of subrogation.